10 law schools are out of compliance with bar passage standard, ABA legal ed section says

The Dumbing Down of America…

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(Image from Shutterstock.)

10 law schools are out of compliance with bar passage standard, ABA legal ed section says
BY STEPHANIE FRANCIS WARD
MAY 28, 2020, 12:30 PM CDT
https://www.abajournal.com/news/article/legal-ed-posts-public-notice-for-schools-out-of-compliance-with-bar-passage-standard?utm_source=salesforce_216247&utm_medium=email&utm_campaign=weekly_email&utm_medium=email&utm_source=salesforce_216247&sc_sid=04851397&utm_campaign=&promo=&utm_content=&additional4=&additional5=&sfmc_j=216247&sfmc_s=86961680&sfmc_l=1527&sfmc_jb=340&sfmc_mid=100027443&sfmc_u=7034176

Ten law schools are out of compliance with an ABA accreditation standard that requires a bar passage rate of at least 75% within two years.

The council of the ABA’s Section of Legal Education and Admissions to the Bar, which met remotely May 15, posted the findings to the section’s website Wednesday. For the following schools, the council found “significant noncompliance” with Standard 316. This is the first year compliance was determined based on two-year bar passage rates.

Atlanta’s John Marshall Law School
Charleston School of Law
University of the District of Columbia David A. Clarke School of Law
Florida A&M University College of Law
Florida Coastal School of Law
Inter American University of Puerto Rico School of Law
Mississippi College School of Law
Pontifical Catholic University of Puerto Rico School of Law
South Dakota School of Law
Western Michigan University Thomas M. Cooley Law School
Each law school has been asked to submit a report by Feb. 1, 2021. If the council does not find that a school’s report demonstrates compliance with the standard, the school will be asked to appear before the council when it meets in May 2021.

Standard 316 was revised in 2019 to state that at least 75% of an ABA-accredited law school’s graduates who took a bar exam must pass one within two years of graduation. This year, compliance is based on 2017 graduates.

Previously, the council allowed all sorts of exceptions—including having a 75% pass rate for all graduates over the five most recent calendar years, or at least three of those five years. It’s been said no law school has ever been out of compliance with it.

In March, it appeared that 11 ABA-accredited law schools had bar passage rates below 75% for 2017 graduates. Out of those schools, only Faulkner University’s Thomas Goode Jones School of Law did not receive public notice of significant noncompliance. According to ABA data, its bar passage rate for the class of 2017 was 62.5%.

In February, the council determined that it had reason to believe Faulkner Law was noncompliant with Standard 316, according to a May 20 council decision Charles B. Campbell, the school’s dean, shared with the ABA Journal. However, Faulkner Law successfully argued that “the poor performance of the class of 2017 represented an anomaly” and demonstrated that the ultimate bar pass rate for its class of 2019 cannot fall below 79% since 49 of its 62 graduates have already passed a bar exam. Faulkner Law’s interim ultimate bar pass rate for its class of 2018 is 75.6%.

The law school also told the council that its low bar passage rate for the class of 2017 was likely due to changes in leadership and many transfers out by top students in the 2014 entering class. The law school credits legal education improvements and higher admissions standards for higher bar passage rates in subsequent years.

Neil Fulton, the dean of South Dakota School of Law, says he told the council his school’s interim ultimate class of 2018 bar passage rate is 79% when it notified him in February about potential noncompliance with the standard. Fulton says that class had 73 graduates, six of whom have not sat for a bar exam yet.

Fulton hopes that the council finds the law school back in compliance with the standard in February 2021, after its report is submitted. Also, he says the law school’s class of 2019 has an 86% interim ultimate bar passage rate.

Renee McDonald Hutchins, dean of the University of the District of Columbia David A. Clarke School of Law, told the ABA Journal that it will continue to work with its 2017 graduates for bar passage. According to ABA data, the 2017 bar passage rate at that school is 64.06%.

“In the last couple of years, the school has implemented a number of improvements that we believe will foster bar success for more of our graduates. As the District’s only public law school and one of just six HBCU law schools in the country, it is essential that we equip our graduates to become licensed attorneys should they wish to do so,” she wrote in an email to the ABA Journal.

Fernando Moreno Orama, the dean of the Pontifical Catholic University of Puerto Rico School of Law, told the ABA Journal that its class of 2017 first took the bar exam shortly before Hurricane Irma and Hurricane Maria struck, and those who did not pass on their first attempts retook the exam under very difficult circumstances. The island has three law schools; and only one, the University of Puerto Rico School of Law, is currently in compliance with the retooled ABA bar passage requirement.

“Standard 316 has a disproportionate impact in Puerto Rico and its repercussions were not taken into account when approving the new accreditation standard,” he wrote in an email to the ABA Journal.

For his law school the class of 2017 bar passage rate is 70.87%. They are working with an “innovative bar preparation program,” Moreno wrote, to support students and are in talks with the Supreme Court of Puerto Rico’s chief judge about creating a bar exam that they think would be more fair.

Peter Goplerud, the president of the Florida Coastal School of Law, shared a statement with the ABA Journal that he sent to the school’s community. According to the communication, the council has given guidance that law schools with class of 2017 pass rates below 75% can demonstrate compliance with Standard 316 if subsequent years have pass rates at or above 75%.

The law school’s bar passage rate for the class of 2017 is 67.29%, according to ABA data. The school states that 75% of its class of 2018 have passed a bar exam, and the 2019 cohort is on track for compliance.

“Given these facts, Florida Coastal will be seeking an expedited decision from the council regarding compliance,” the communication states.

It did not say how many graduates were in either class or how many people from those years have yet to pass a bar exam.

Updated May 28 at 1:38 p.m. to include comments from the dean of the Pontifical Catholic University of Puerto Rico School of Law. Updated May 29 at 9:35 a.m. to include comments from the president of the Florida Coastal School of Law.

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Here’s How Everyone Can Avoid Getting The Coronavirus

OPERATION COVID-19

Here’s How Everyone Can Avoid Getting The Coronavirus
Posted on February 1, 2020 by State of the Nation

URGENT!
Practical Advice for Coronavirus Prevention
and Holistic Remediation

CORONAVIRUS Precautionary Measures and Health Tips
The Coronavirus Coach
The rapidly unfolding coronavirus pandemic should not be underestimated. Given what is known thus far, this highly contagious virus ought to be taken seriously by everyone. Hence, every person on the planet is encouraged to get their house in order (especially the medicine cabinet) so that they are ready for any eventuality.

It’s always best to take these proven preventive measures sooner than later where it concerns any type of viral infection. By doing so, even the various coronavirus infections can be avoided. Folks who can sequester themselves in their home offices and/or significantly reduce their exposure to public places always fare much better. “Catching the corona” is by no means a foregone conclusion for any individual.

List of Basic Things To Do
First, start to eat right (LOTs of garlic and ginger and turmeric and curried foods). Lean toward hot soups, stews and broths particularly at dinner time for the rest of the flu season. Avoid cold foods from the fridge especially yoghurt, sandwich spreads and cold drinks. Add just a little boiling water to quickly warm up juices as well as nut or seed milks. Frozen foods like ice cream are strictly forbidden. Cook all vegetables much softer than usual. Best to go vegan, if possible; otherwise, all animal meats ought to be very well cooked and eaten infrequently.

Drink Flu Tea, especially during the cold season (the essential ingredients are ginger, cayenne pepper, lemon and honey but don’t heat the lemon or the honey–add them after the fresh ginger tea is brewed). Also drink plenty of warm fluids, specifically herbal teas that are decongestants and expectorants. Herbal teas that have antimicrobial and immune-stimulating properties are important when viral infection symptoms are present.

Be regular about replenishing the diminished intestinal flora with probiotics; beverage and food-based forms are much preferred to nutraceuticals (e.g. capsules). For those with lactose intolerance and/or casein allergies, acquire some coconut, cashew or almond yogurt or kefir (let these warm up first before eating). Also, consider probiotic rectal implants when significant flora depletion is suspected.

Be sure to stay away from mucus-producing foods and beverages. Avoid dairy in particular (especially cheese, milk and ice cream). Also avoid wheat, white sugar, red meat, eggs, soy, alcohol, artificially sweetened sodas, desserts in general, etc. This is a great time to minimize the intake of processed foods, packaged food, canned food, frozen food and especially junk food and fast food. “Corporate food” in supermarkets ought to be reduced; fresh produce, whole grains, organic ingredients, etc. are much healthier choices. The shorter the distance from farm to table the better.

If restaurant food cannot be avoided, be careful to only order the most cooked items on the menu. Raw foods and dairy products are quite exposed to environmental pathogens as well as highly vulnerable to kitchen mismanagement practices and other types of contamination. Don’t eat out unless you must. And, go organic, fresh, locally-grown and what’s in season IN YOUR OWN KITCHEN. Remember: “The cure is in the kitchen.”

Start to transition your diet from acidifying foods to alkalizing foods so that you move to approx. 75% alkaline and 25% acidic. Especially cut down on constipating foods, beverages and nutraceuticals such as mineral supplements with too much Iron.

Regular Exercise and Stretching, Power Walking and Rebounding, Hatha Yoga and Pilates, Tai chi and Qigong are all great to do. Get as much exposure to Sunlight as possible for natural Vitamin D production. (Sunlight is said to be the best of disinfectants so the coronavirus doesn’t like it). A 20 to 30 minute aerobic walk in nature is the single best way to cleanse the entire lymphatic system—A MUST![1] Don’t power walk outside when the skies are heavily chemtrailed; you’ll feel the health consequences.

The respiratory system must be clear and clean, strong and efficient since this virus targets the mucus membranes in the lungs and sinuses. Use a Neti Pot regularly during this flu season with 1/4 tsp of sea salt dissolved in body-temperature distilled water. Have a saline nasal rinse kit on hand such as NEILMED’S SINUS RINSE. Breathwork as simple as daily deep breathing outside in the fresh air is highly recommended; so are certain pranayama practices. Coherent breathing is particularly effective in activating the body’s natural immune response (See this video link).

Try to sleep well between 10:00 PM and 4:00 AM every night. Keep all technology out of the bedroom including smartphones and TVs. Remove all light sources, cover the windows, and use an air purifier that generates white noise to cover up distracting night-time sounds.

Change all IT devices in the home from wireless and WiFi to wired connections. Even keyboards and mice ought to be hardwired. Those living or working in a 5G environment ought to eliminate all WiFi completely.

Use wired landline phones whenever possible, NOT smartphones. There are also free Internet-based phone lines available that are easily hardwired. Replace the smartphone with an old-fashioned 4G flip phone. (Wuhan City, China was designated a special “5G Demonstration Zone” in the months prior to the coronavirus outbreak.)

Assemble a first aid kit with Colloidal Silver or Silver Hydrosol, Zinc supplements, Turmeric power or extract, Vitamin C and Vitamin D. Have a CAL-MAG-POT mineral supplement handy as well as some Selenium.

Acquire some anti-microbial Essential Oils (especially Oils of Oregano, Basil, Thyme & Peppermint). Get some Thieves essential oil and an atomizer to diffuse in the ambient environment, particularly the bedroom before sleep!

Also, have Olive Leaf extract, Pau d’Arco tea and an Echinacea & Goldenseal combo in the medicine cabinet. Buy some Grapefruit Seed extract, in liquid form, for all sorts of medicinal and body care applications.

Keep some food-grade Hydrogen Peroxide in the fridge in the event that low-dose HP therapy becomes necessary. Lugol’s Iodine is an absolute must when fighting any coronavirus, and especially effective for cleaning ALL produce.

Buy some BAC-HP homeopathic remedy to quickly subdue any bacterial infections that can weaken immunity (Purchase link HERE).

Have a good supply of Sea Salt available for gargling as well as Rock Salt for cooking. Pink Himalayan Salt is especially good for medicinal use.

Manuka Honey has strong antibacterial and antiviral properties as well as anti-inflammatory and antioxidant benefits.

Mouth care should include daily tongue scraping first thing in the morning followed by a Sovereign Silver mouth bath (hold 1 tbsp of silver in mouth for 20 to 30 minutes after teeth-brushing.[2] Then spit it out and thoroughly rinse mouth with water. For us health nuts, this can be followed with 15 t0 20 minutes of oil pulling by swishing around in the mouth 1 tbsp of either sesame or coconut oil. (The toothbrush should be washed with peppermint soap after each use and soaked in hydrogen peroxide at least once a week.)

For those who get really sick or really are ambitious, do a coffee enema.[3] There’s no quicker way to cleanse and refresh the liver blood. Moreover, performing a gallbladder flush / liver cleanse is an effective way to decongest the liver which then enhances the detoxification pathways during sickness, disease or injury.

Take a crash course in strengthening your immune system at this website: The Health Coach. For those who are chronically experiencing any form of immunosuppression, it’s imperative to do an immune system checkup. Particularly for those folks who have suffered from any of the Chronic Degenerative Diseases or Third Millennium Maladies or Alphabet Soup Ailments (e.g. CFS, EBV, AIDS, HIV, COPD, MS, ALS, Lupus, Lyme, Morgellons, Fibromyalgia, Rheumatoid arthritis and other autoimmune disorders), conducting a systematic immune system audit is a MUST. Whereas a strong immune response is the BEST defense against the coronavirus, even a compromised immune system can be quickly strengthened. For example, an infected root canal or cavitation site can be properly remediated thereby removing a constant burden from the immune system.[4]

Wash hands thoroughly for at least 20 to 30 seconds with an anti-microbial soap after being out in public but especially after handling all mail and parcels; raw food items; and food packaging such as boxes, cans, cartons, bottles, plastic containers as well as beverage cups.

Regularly sanitize all door handles and faucet handles as well as vehicle door handles and the steering wheel. Be sure to keep Ethyl Alcohol and Distilled White Vinegar on hand to disinfect contaminated surfaces, especially in the kitchen and bathrooms. There are individually wrapped hand wipes, which use alcohol to kill pathogenic micro-organisms on contact, to keep in the vehicle as well as hand sanitizers that do the same for the home and office.[5] . Above all, avoid touching your eyes, ears, nose or mouth (your head, for that matter) with unwashed hands.

This particular strain of coronavirus could develop into a serious situation (i.e. Pandemic) which will then require great vigilance and resolve. Be alert to any unusual symptoms in the home and workplace for yourself and others. Stay away from any individual who is presenting any type of flu symptoms.

Avoid all public places, when practical, for the rest of this flu season. If you are the family caregiver or a healthcare provider, take all the extra precautionary measures to avoid exposure (wear the right type of hospital-grade mask rated as N95 anti-viral, wash hands regularly with antimicrobial soap, keep a safe distance when appropriate, etc.). Disinfect, Sanitize and Cleanse whatever, wherever and whenever necessary. The kitchen and bathrooms need to be cleaner than ever since that’s where most illness and disease begin.

Don’t travel unnecessarily. Especially avoid airplanes, trains, buses, subways and cruise ships. At least for the rest of this flu season, minimize attendance at family gatherings, office parties, restaurants, etc. Skip all the conventions, conferences, forums, seminars and other large meeting places this year, particularly those with overnight stays.

Lastly, stay out of fear and live life with courage during these challenging times. Have faith in the Higher Power and know that everything always happens for the best. Pray for protection for yourself, your family and friends, and all of humanity.

Everyone, take good care!

— The Coronavirus Coach
(An Integrative Health Consultant & Biomedical Researcher)
The preceding list of “Things To Do” may seem a little too ambitious or demanding for some folks. If so, only do whatever you can … and be sure do what really resonates with you. Remember:

Submitted by The Coronavirus Coach
The Health Coach

Editor’s Note

The Coronavirus Coach was Board Certified in Integrative Medicine and is a long-time biomedical researcher. As an Integrative Health Consultant, he is a practicing Holistic Health Coach and Wellness Counselor for 30 years. Two of his specialty areas over the past decade include Internet addiction and smartphone dependency. As an Addiction Counselor and Dependence Coach, his primary focus has been smartphone dependency and depression. Because of the swiftly evolving epidemic of smartphone-related illness, injury and disease, The Coronavirus Coach also addresses 5G Syndrome and 5G Flu as well as an Electrohypersensitivity.

Sources

[1] What’s The Best Way To Cleanse The Lymphatic System?

[2] Sovereign Silver Bio-Active Silver Hydrosol for Immune Support* – 32 Fl Oz

[3] Coffee Enema

[4] Root Canals & Focal Infections

[5] How to Kill the Coronavirus on Contact Surfaces (Video)

Guidance for the Healthcare Professional

Natural Protection Strategy Against Viruses, Including the Coronavirus

CORONAVIRUS TIPS: How To Treat Infected Children Holistically

CORONAVIRUSES: The Best Herbs and Essential Oils for Treatment

CORONAVIRUS: An Once of Prevention Is Worth a Pound of Cure

Health References

CORONAVIRUS GUIDANCE: How to successfully manage viral infections and avoid their serious consequences

CORONAVIRUS TIPS: Here are the best ways to immediately treat a viral infection

Can Herbal Medicines Fight Wuhan Coronavirus?

CORONAVIRUS DISEASE RESEARCH: 75 Abstracts Documenting Efficacy of Natural Medicines

Common Symptoms of Wuhan Coronavirus (COVID-19)
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Reporter Sharyl Attkisson and President Donald Trump have something in common: They were both illegally spied on by the Obama administration and nearly had their careers destroyed as a result. Sunday morning an interview of Trump by Attkisson for her Full Measure news program will air on stations around the country and will also be streamed […]

via President Trump Tells Sharyl Attkisson in Interview to Air Sunday: “I have a chance to break the deep state” — The Gateway Pundit — Truth2Freedom’s Blog

Fauci Knew since 2005 that the Malaria Drug Can even Cure Coronaviruses & Conflicts of Interest Abound May 7, 2020 Armsrong Economics Blog/Conspiracy Re-Posted May 7, 2020 by Martin Armstrong

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The Fauci Lie – He Continues to Support Covertly Bill Gates & Should be Criminally Investigated – NOW!

Posted May 14, 2020 by Martin Armstrong

The Fauci Lie – He Continues to Support Covertly Bill Gates & Should be Criminally Investigated – NOW!

There is nobody who deserves to be thrown in prison more than Anthony Fauci. He survives ONLY because the left wing press and Democrats will continue to support him as long as he keeps undermining Trump every chance he gets. There are plenty of specialists who are screaming that this guy is a fraud. The mainstream press will never allow such a word to be printed and YouTube will act like Nazi and burn any post that contradicts a word this criminal has to say.

Fortunately, it was only back in October 2013 when Bill & Melinda Gates Foundation donated $100,000 to Manchester University for a study to improve the experience of using condoms by using nano-carbons such as graphene or carbon nanotubes incorporated into the condom material to enhance their thermal conductivity. That has been their real agenda – reduce population growth which is totally inconsistent with their demand to vaccinate the entire world. There were those who wanted Manchester to ask the Gates for financial support. Perhaps they will celebrate the day they did not.

A team of researchers from The University of Manchester, Salford Royal and Res Consortium, have shown that a significant proportion of people in the UK- over 25% – is likely to have been infected already by the COVID-19 virus. They have concluded that Gates’ vaccine is not necessary. They have stated that while social distancing helped, the critical fact was the

NATURAL CONSEQUENCES OF CUMULATIVE COMMUNITY INFECTION!

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In other words, the very doctors who came out and YouTube Removed were correct. The virus is self-limiting in an of itself, which is what I have been stating from the outset. The virus would have peaked out by the Week of April 6th and that was from simply studying the cyclical life cycle of viruses.

It is TIME for a CRIMINAL investigation of Fauci!
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Fauci Knew since 2005 that the Malaria Drug Can even Cure Coronaviruses & Conflicts of Interest Abound
May 7, 2020
Armsrong Economics Blog/Conspiracy
Re-Posted May 7, 2020 by Martin Armstrong

Trump is disbanding his team on the virus and that include Fauci. It is hard to go against him for the Democrats will continue to raise him falsely as the savior of America along with Bill Gates. But in a NIH 2005 study, the found that “Chloroquine is a potent inhibitor of SARS coronavirus infection and spread.” Fauci has been rejecting the use of this and has been preaching the Gates vaccine solution. The report stated:

“We report, however, that chloroquine has strong antiviral effects on SARS-CoV infection of primate cells. These inhibitory effects are observed when the cells are treated with the drug either before or after exposure to the virus, suggesting both prophylactic and therapeutic advantage. In addition to the well-known functions of chloroquine such as elevations of endosomal pH, the drug appears to interfere with terminal glycosylation of the cellular receptor, angiotensin-converting enzyme 2. This may negatively influence the virus-receptor binding and abrogate the infection, with further ramifications by the elevation of vesicular pH, resulting in the inhibition of infection and spread of SARS CoV at clinically admissible concentrations.

Conclusion
Chloroquine is effective in preventing the spread of SARS CoV in cell culture. Favorable inhibition of virus spread was observed when the cells were either treated with chloroquine prior to or after SARS CoV infection. In addition, the indirect immunofluorescence assay described herein represents a simple and rapid method for screening SARS-CoV antiviral compounds.”

I have stated that my cousin caught from his wife who was a front-line nurse dealing with COVID-19 patients in New Jersey. He went to the hospital and after two days of administering the malaria drug, he was released and went home. It was 67 and overweight which was the typical risk factor for this virus.

It really would be a patriotic act for the Department of Justice to open a case on these conflicts of interests. If the public can be shown that this was a deliberate scare tactic used by Gates to launch his worldwide vaccine program when he control the entire health system as a monopoly, then this will help to restore the public confidence and get them to turn AGAINST any politician who has been supporting Gates.
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Bill Gates Says his Vaccine is the Final Solution – But Why?

Posted May 12, 2020 by Martin Armstrong

Genius-of-Bill-Gates
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This COVID-19 is by no means even as bad a SARS. The death rate is confined to the elderly who die from the flu. So what is really going on here? All the data demonstrates that this is not a major threat to the world community. Nevertheless, it has been exploited and the real reason remains clouded in mystery. Some say it is to inject some vaccine that will sterilize much of the world to create his father’s goal of depopulation.

How Many People Live in DeKalb County, Georgia? 752,088: https://worldpopulationreview.com/us-counties/ga/dekalb-county-population/

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DeKalb to Pass Out 10,000 Masks and Sanitizer to Fight Spread of COVID-19
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Fri, 05/01/2020 – 1:06 PM
A bag containing a face mask and hand sanitizer with the DeKalb County seal and logo that says DeKalb Together.
DeKalb County will pass out 10,000 masks along with hand sanitizer to residents over the next six weeks, beginning Saturday, May 2, to mitigate the spread of COVID-19.

“Along with physical distancing, masks and hand sanitizer are excellent methods to prevent the spread of COVID-19,” said Dr. S. Elizabeth Ford, the district health director and CEO of the DeKalb County Board of Health. “DeKalb County Board of Health is delighted to support CEO Thurmond’s care package initiative.”

Additionally, Dr. Ford urged residents to dispose of masks properly, because “tossing them on the ground creates additional risk for infection.”

DeKalb County CEO Michael Thurmond has directed dozens of DeKalb County Police and Fire Rescue cadets and trainees to distribute COVID-19 care packets containing two disposable nonsurgical masks and a container of hand sanitizer, along with a card with tips on how to prevent the spread of COVID-19.

“The DeKalb County Government and the Board of Health are redoubling ongoing efforts to inform, educate and protect our residents after the expiration of Governor Kemp’s statewide shelter-in-place order,” CEO Thurmond said.

The county’s initial efforts will focus on economically disadvantaged communities that the DeKalb County Board of Health has identified as experiencing the highest number of COVID-19 infections. DeKalb County has the second highest number of confirmed cases with more than 2,000. There have been 48 confirmed deaths from the pandemic.

According to Board of Health data, despite the high number of cases, DeKalb County has the second lowest rate of death among those who have contracted the disease, in counties that have been most impacted by COVID-19.

On April 23, CEO Thurmond issued his third executive order related to the COVID-19 pandemic in which he urged residents to wear cloth face coverings at all times in public and continue to follow guidelines from the Centers for Disease Control and Prevention.

Residents experiencing headache, fever, cough, shortness of breath, muscle aches, loss of sense of smell or taste, or sore throat, are urged to call 404-294-3700, Option 1, to be scheduled for a test for COVID-19.

Why Are More Younger Adults Developing Alzheimer’s and Dementia?

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APRIL 30, 2020
Why Are More Younger Adults Developing Alzheimer’s and Dementia?
By the Children’s Health Defense Team

Why Are More Younger Adults Developing Alzheimer’s and Dementia?

In late February, Blue Cross Blue Shield (BCBS) released a disturbing report describing the growing number of younger American adults diagnosed with early-onset dementia and Alzheimer’s disease (AD). Analyzing the four-year period from 2013-2017, BCBS reported a 200% increase in diagnosed dementia and AD among commercially insured adults from ages 30 to 64. As of 2017, approximately 15% of the insured younger Americans who received one of the two diagnoses were in their thirties or early to mid-forties.

The BCBS results reinforce findings from previous studies. In 2014, UK researchers reported that the number of under-65 individuals developing dementia was “double what was previously thought.” The next year, researchers looking at twenty-year dementia trends in the U.S. and other Western nations reported that dementias were starting “a decade earlier than they used to.”

The downward creep of various types of dementia into younger age groups gives new meaning to the decades-old slogan popularized by the United Negro College Fund that “a mind is a terrible thing to waste.” With initial symptoms that may include “depression, behavioural change, neurological disorders, systemic disorders and mild cognitive impairment,” early-onset dementia can force individuals into early retirement and financial hardship—or worse. An Irish study published in 2019 found that people with young-onset dementia “most commonly die from complications of dementia” versus other illnesses, even though nearly nine in ten also have at least one comorbid disease. BCBS puts it this way: Younger adults living with dementia or AD “are living at just 63% of optimal health—leading to about 11 years of healthy life lost.”

Estimates suggest that while around 11% of young-onset AD cases (and perhaps 1% of Alzheimer’s cases overall) do have a genetic mutation that runs in families, the bulk of younger Alzheimer’s cases do not have a genetic explanation.
Not normal and (mostly) not genetic
The Mayo Clinic notes that while age is a risk factor, dementia is not “a normal part of aging.” This observation is all the more pertinent when considering the individuals who develop dementia in their prime working-age years. As with many other chronic conditions, researchers have tried to pin the blame for rising rates of dementia on genetics—largely without success. Estimates suggest that while around 11% of young-onset AD cases (and perhaps 1% of Alzheimer’s cases overall) do have a genetic mutation that runs in families, the bulk of younger Alzheimer’s cases do not have a genetic explanation.

Moreover, AD is only a small piece of the broader dementia puzzle in those afflicted at younger ages. Whereas the majority—well over half—of older adults (> 65 years) with dementia have AD, Alzheimer’s accounts for only a third of younger dementia cases. (Looked at a different way, just 5% to 6% of all Americans with AD are under age 65.) More frequent forms of dementia in those under 65 include frontotemporal dementia—a nasty condition that produces loss of empathy, disinhibition, apathy, overeating and memory loss—and vascular dementia, which is linked to rampant chronic conditions such as obesity, diabetes and high blood pressure. Interestingly, a growing body of research actually conceptualizes AD as type 3 diabetes or “brain diabetes” because of “molecular and biochemical features that overlap” with diabetes types 1 and 2.

For some researchers, the strong link between neurodegenerative diseases and dementia points to environmental exposures rather than genetics as likely culprits.
If not genetics, then what?
A study published in late 2019 assessed nongenetic risk factors for two types of young-onset dementia, considering a range of risks related to demographics, lifestyle and medical history. The researchers found that nongenetic factors in combination conferred more risk than any single factor, with each additional exposure increasing the risk of midlife dementia by 28%. The authors concluded that some individuals with young-onset dementia “experience a lifetime of risk exposure starting from early in life.”

Still pushing the genetics theme, some researchers have suggested that childhood neurodegenerative conditions presumed to be genetic—such as mitochondrial disorders, enzyme-related disorders and abnormalities of the myelin sheath—sometimes crop up in delayed fashion and manifest as young-onset dementia in adulthood. Of note, other studies have linked abnormal myelin development to “psychopathology” in adolescents and young adults.

For some researchers, the strong link between neurodegenerative diseases and dementia points to environmental exposures rather than genetics as likely culprits. In a twenty-year study (1989-2010) of dementia trends in 55-74 year-old adults across 21 developed countries, the U.S. experienced the biggest increase (82%) in total neurological deaths—defined as “Alzheimer and other dementias” plus “nervous disease” deaths. The U.S. went from a ranking of 17th in 1989 to having the second highest rate of 55-74 year-old dementia by 2010. To explain their dramatic results in both the U.S. and other countries, the lead author pointed a finger at environmental factors:

The rate of increase in such a short time suggests a silent or even a “hidden” epidemic, in which environmental factors must play a major part, not just aging. . . . [T]he changes in human morbidity, including neurological disease is [sic] remarkable and points to environmental influences. [. . .] The environmental changes in the last 20 years have seen increases in the human environment of petro-chemicals—air transport, quadrupling of motor vehicles, insecticides and rises in background electro-magnetic-field, and so on.

Some investigators cite traumatic brain injuries (TBIs)—increasingly common in children and adolescents—as another important contributor to early-onset dementia. In a 2014 paper, Dr. Stephanie Seneff of MIT and lead author Wendy Morley coined the term “diminished brain resilience syndrome” to describe “a modern day neurological pathway of increased susceptibility to mild brain trauma, concussion, and downstream neurodegeneration.” The two placed the blame for the heightened vulnerability of young brains on multiple environmental and lifestyle factors, including exposure to glyphosate.

In a 2008 JAMA Neurology study of dementia occurring in individuals under age 45—whose average age of onset was 34.7 years—the researchers linked 21% of cases to autoimmune or inflammatory causes, including lupus, autoimmune encephalopathy and multiple sclerosis (MS). Cognitive symptoms, including dementia, are some of the oldest recognized signs of MS—a condition that involves demyelination—with full dementia present in roughly one in five MS patients.

… presents findings that are unequivocal in their confirmation of a role for aluminium in some if not all Alzheimer’s disease.
Let’s not forget aluminum
In the just-mentioned 2008 study in JAMA Neurology, 19% of dementia cases in younger patients were of “unknown etiology, despite exhaustive evaluation” that sometimes included brain biopsy. The researchers made no mention of the known neurotoxin aluminum as a potential contributor—a surprising omission given the 2001 publication of the book Aluminium and Alzheimer’s Disease: The Science that Describes the Link, edited by UK Professor Christopher Exley, one of the world’s foremost aluminum experts. For decades, Exley and colleagues have tried to shine a spotlight on the role of aluminum in Alzheimer’s disease in the face of massive industry pushback and denials.

The latest effort by Professor Exley and his group presents findings that are “unequivocal in their confirmation of a role for aluminium in some if not all Alzheimer’s disease.” The study found unprecedentedly high levels of aluminum in the brain tissue of persons who died with the type of AD associated with genetic mutations (familial AD). Exley speculates that these genetic predispositions may also predispose individuals to accumulate high levels of brain aluminum “at a much younger age.” In other work, Exley has suggested that aluminum may also act as a “catalyst” for earlier-onset AD in people “without concomitant predispositions, genetic or otherwise,” and he proposes viewing AD “as an acute response to chronic intoxication by aluminum.” Professor Exley has also reported on the extraordinarily high levels of aluminum found in autism brain tissue.

Electromagnetic field (EMF) safety advocates have been raising questions for years about the link between cell phones and dementia at younger ages …
Protecting children’s bodies—and minds
Many of the conditions and exposures correlated with early-onset dementia—diabetes, obesity, autoimmune illness, traumatic brain injury, glyphosate poisoning and aluminum intoxication via vaccines—are occurring at epidemic levels in our children. Electromagnetic fields (EMFs) are also a growing concern. The scientific literature already links occupational EMF exposure to early-onset dementia. EMF safety advocates have been raising questions for years about the link between cell phones and dementia at younger ages, particularly because of cell phones’ effects on blood-brain barrier permeability. Clearly, these questions have great significance for the developing brains of our cell-phone-enamored and wireless-saturated children.

Alzheimer’s disease alone is already America’s most expensive disease, costing more than either heart disease or cancer. If we do not turn the chronic disease epidemics around and diminish or eliminate children’s toxic exposures, chances are that the next study of early-onset dementia will present even more troubling results—and there will be fewer adults with the brain power to understand them.

Chase Ignored Identity Theft and Stole Our Money! If you Bank with Chase run as fast as you can!!!!!!!!!!!!!!!!!!

image

While the country is on lockdown, and no one can travel anywhere, someone in Florida managed to get my debit card, and went to Walgreen’s and hit me with $105.95 twenty + times. So, Chase took my $900 it took forever to save, and $1300 more dollars, and claims it was me in Florida that did it. How the hell did I get to Florida? We have curfews and they lock you up for not wearing a mask, and I am going to Florida?

Who is going to baby sit my animals? They won’t go anywhere. So James and I took off to Florida, leaving $900 in the bank? What were we planning on using for money? I guess that we’re independently wealthy? Right, we got rich after Wachovia back in 2002 stole $600,000.00 in investements from us, with the aid of DeKalb County Probate Court (another really long story, for which I have all the evidence), and James is 100% disabled, since he could not get a knee operation when he got hit by a car in 1990, he became 100% disabled, and receives Supplemental Security Income, and I guess we got rich off of that.

Or was it from my inheritance? My mama had three kids still living, and there was a struggle over the inheritance, then since Wachovia had stolen our investments, we had to live off of my inheritance till it ran out. $10,000 kept us alive for two years through trading, just short of day trading, until all that was gone. Then I started freelance virtual paralegal, and trust me that won’t get anyone rich.

So after struggling to finally save $900, someone in Florida ended up stealing my identity, and Chase at first reversed the charges, and put the $900 back into my account but sent me a letter stating that I could not access the money, because they were doing an investigation, and if they found against us, they would take the money. I did everything I was supposed to do when your identity gets stolen. Had a DeKalb County Police Report filed, contacted the FTC and did identity theft report there, contacted the CFPB and complained about Chase, and put an alert on my credit reports.

Today, April 28, 2020, they took the $900 back out of my account. I guess they decided that I had done it.

Lets go back to the day it happened. I received a call on April 22nd a little before noon. I didn’t make it to the phone in time, but the caller called right back. I managed to answer the phone, and some lady said she was Lisa from Chase calling. “Lisa” asked me some yes or no questions. For example she would ask you’re debit card number is XXXXX____, and I said yes. Then she asked me, your account number is xxxxx___ and I said yes. Then she told me my street address, and I said yes. That is exactly what Chase had done in the past, in order to confirm my account info.

She proceeded to tell me that Chase had noticed that someone in Florida was using my debit card at Walgreens near Palm Beach. She said that they were going to try to catch the people using my card, but the card at that time had a hold on the card. Someone was debiting my card for $105.95, multiple times. She said not to worry, there was a freeze on my account.

Later that day, I checked my account, and sure enough there were multiple debits against my account from a Walgreens in Florida. I checked to make sure there had been a freeze put onto my account. It did not show a freeze, so I put a hold on my account. I tried to call Chase, but there was a 25+ minute wait, so I figured the account was locked down, and since Chase had called me, everything was ok, cause they knew what was going on.

The crooks hit my debit card with 22 total times at Walgreens. I had $900 in my account. Can you believe Chase’s sorry ass let every transaction go through? I don’t believe it either, they would have cut me off from continuing without the money. I know for a fact, I have overdrawn before and they refused the transaction.

Anyway, the next morning, I checked my account, and it still showed that all those debits had gone through, at that time, I was $1300 in the hole and my $900 gone. I called the number that Lisa had called from the day before, when she told me what was happening to my account. The person answered the phone “Arvest Bank”, and I inquired about what bank, and they said Arvest Bank. I told them that Lisa had called me the day before from that number and asked if Lisa was in. They said no, that she was not there. I asked if she had been there the day before, and they said she might have been.

I called Chase, after being on hold for over 20 minutes, someone answered my call. I told them Lisa from Chase had called me the day before, and all what happened. They said there is no record of anyone named Lisa calling me from Chase. I got a really sick feeling in my stomach. I knew what was going to happen from then on. I called Chase no less than 5 times that day, the shortest hold was 22 minutes. I was arguing with Chase all day.

I called them back the next day around 3 times. The last time, a nicer lady answered and talked with us. She agreed that it was crazy to think we had gone on vacation during the lockdown. She advised that they were closing our account, and that we should open a new account. So that is what I did. I opened a brand new checking account, thinking I could transfer the $900 showing back in our account, to the new account. Plus James’s SSI check and both our stimulus checks would be coming soon, and I needed an account for the money to go into. PLUS I needed to pay some bills.

I receieved the letter from Chase saying that they had put the money back into our account, but we could not access the account, that if after their investigation, they found in our favor, they would release the funds. That was April 25th. I have tried to transfer the money numerous times since they put the money back, I have bills to pay, none of the attempts worked

I checked the account around 7PM on the 28th, today. The account has a balance of $00.00. I think the fine employees at Chase stole the cash. Just like when they created all of those charge accounts for people without the people’s knowledge. They got away with it, so the latest thing is stealing money from accounts.

The odd thing is how did Lisa at Arvest Bank know about it, and know all of my information?

Check out this letter:

Questions?
1-800-242-7324
PO Box 659754
1-800-242-7383
San Antonio, TX 78265
06711 NIF 021 020 11520 NNNNNNNNNNNN W P
JANET MCDONALD
OR JAMES STEGEMAN
821 SHEPPARD RD
STONE MOUNTAIN, GA 30083-3642
April 23, 2020
There wasn’t enough money in your account ending in 0950
Insufficient Funds Notice:
Dear Janet Mcdonald:
Your account’s available balance was not enough to cover at least one transaction. We have either paid the
item or returned it to the payee:
Amount Transaction Description
Status
$105.95 CARD PURCHASE 0422WALGREENS #9115
Paid Insufficient
CORAL SPRINGS FL 04833120124
$105.95 CARD PURCHASE 0422WALGREENS #9115
Paid Insufficient
CORAL SPRINGS FL 04833120124
$105.95 CARD PURCHASE 0422WALGREENS #9115
Paid Insufficient
CORAL SPRINGS FL 04833120124
$105.95 CARD PURCHASE 0422WALGREENS #9115
Paid Insufficient
CORAL SPRINGS FL 04833120124
$105.95 CARD PURCHASE 0422WALGREENS #4693
Paid Insufficient
COCONUT CREEK FL 04833120124
$105.95 CARD PURCHASE 0422WALGREENS #4693
Paid Insufficient
COCONUT CREEK FL 04833120124
$105.95 CARD PURCHASE 0422WALGREENS #1116
Paid Insufficient
CORAL SPRINGS FL 04833120124
$105.95 CARD PURCHASE 0422WALGREENS #9115
Paid Insufficient
CORAL SPRINGS FL 04833120124
$105.95 CARD PURCHASE 0422WALGREENS #4693
Paid Insufficient
COCONUT CREEK FL 04833120124
$105.95 CARD PURCHASE 0422WALGREENS #06414
Paid Insufficient
MARGATE FL 04833120124
$105.95 CARD PURCHASE 0422WALGREENS #4693
Paid Insufficient
COCONUT CREEK FL 04833120124
$167.24 GPC GPC EBILL 1647838007MEE WEB ID:
Returned
1580257110
We may have charged you an Insufficient Funds Fee if we paid the item or a Returned Item Fee if we returned it. The fees we charged totaled $102.00, leaving your balance at -$1,206.96 on April 23, 2020.
If your balance remains negative for an extended period, we may report it to consumer reporting agencies, close the account, or both.
Page 2
We offer options to track and manage your balance

Check your balance anytime at chase.com or on our Chase Mobile app . Learn more at ® chase.com/mobile.

Sign up for Account Alerts to keep tabs on your account. Learn more at chase.com/AccountAlerts.

Enroll in Overdraft Protection to have us automatically transfer money from your backup account to your checking account.
For more information about our overdraft policies and fees for checking accounts, please visit chase.com/checking/overdraft-services. For other types of accounts, review your Account Agreement.
If you have questions, please call us at 1-800-242-7324.
Sincerely,
Customer Service
is available for select mobile devices. Enroll in Chase Online or on the Chase Mobile Chase Mobile app ® SM
app. Message and data rates may apply.
There is no charge from Chase, but message and data rates may apply. Delivery of alerts
Account Alerts:
may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance, keep in mind it may not reflect all transactions, including recent debit card or prepaid card transactions or checks you have written.
Questions?
1-800-235-8522
PO Box 182051
1-800-242-7383
Columbus, OH 43218-2051

Next letter:

Questions?
http://www.chase.com
Mail Code TX3-7849
1-866-564-2262
PO Box 659809
San Antonio, TX 78265-9109
1-866-701-9886
We accept operator relay calls
13651 CC1 021 020 11620 NNNNNNNNNNNN CLMS0009 E
JANET MCDONALD
xxxxxxxx RD
STONE MOUNTAIN cxxxxx
April 24, 2020
We have an update on your claim
Update:
Date of Inquiry: 04/23/2020
Claim Number: 374534169710001
Card ending in: 5806
Claim related to Account ending in: 0950
1
Dear JANET MCDONALD:
We gave you a $2,013.05 temporary credit while we research the transaction(s) you reported.
Here’s what you should know
• You’ll have full use of the temporary funds while we do our research.
If the amount we refund you would earn you interest, you’ll receive it as a part of your regular interest payment or as a separate credit. We’ll also refund any applicable fees.

If we determine the transaction(s) was authorized or correct, we’ll reverse the credit(s).
We appreciate your business. If you have questions, please call us at 1-866-564-2262. We’re available
anytime.
Sincerely,
Customer Claims Department

Enclosure
Disputed Transaction(s):
Transaction
Description
Merchant Description
Transaction
Disputed
Date
(if available)
Amount
Amount
04/23/2020 WALGREENS #9115 $105.95
$105.95 CORAL SPRINGS FL
04/22
04/23/2020 WALGREENS #06414 DRUG STORES & $105.95
$105.95
MARGATE FL
PHARMACIES
04/22
04/23/2020 WALGREENS #1116 DRUG STORES & $105.95
$105.95
CORAL SPRINGS FL PHARMACIES 04/22 04/23/2020 WALGREENS #1116
DRUG STORES & $105.95
$105.95
CORAL SPRINGS FL
PHARMACIES
04/22
04/23/2020 WALGREENS #1116 DRUG STORES & $105.95
$105.95
CORAL SPRINGS FL
PHARMACIES
04/22
04/23/2020 WALGREENS #1116 DRUG STORES & $105.95
$105.95
CORAL SPRINGS FL
PHARMACIES
04/22
04/23/2020 WALGREENS #1116 DRUG STORES & $105.95
$105.95
CORAL SPRINGS FL
PHARMACIES
04/22
04/23/2020 WALGREENS #3935 DRUG STORES & $105.95
$105.95
CORAL SPRINGS FL
PHARMACIES
04/22
04/23/2020 WALGREENS #3935 DRUG STORES & $105.95
$105.95
CORAL SPRINGS FL
PHARMACIES
04/22
04/23/2020 WALGREENS #3935 DRUG STORES & $105.95
$105.95
CORAL SPRINGS FL
PHARMACIES
04/22
04/23/2020 WALGREENS #3935 DRUG STORES & $105.95
$105.95
CORAL SPRINGS FL
PHARMACIES
04/22
04/23/2020 WALGREENS #4693 DRUG STORES & $105.95
$105.95
COCONUT CREEK FL
PHARMACIES
04/22
04/23/2020 WALGREENS #4693 DRUG STORES & $105.95
$105.95
COCONUT CREEK FL
PHARMACIES
04/22
04/23/2020 WALGREENS #4693 DRUG STORES & $105.95
$105.95
COCONUT CREEK FL
PHARMACIES
04/22
Page 3
Transaction
Description
Merchant Description
Transaction
Disputed
Date
(if available)
Amount
Amount
04/23/2020 WALGREENS #4693 DRUG STORES & $105.95
$105.95
COCONUT CREEK FL
PHARMACIES
04/22
04/23/2020 WALGREENS #9115 DRUG STORES & $105.95
$105.95
CORAL SPRINGS FL
PHARMACIES
04/22
04/23/2020 WALGREENS #9115 DRUG STORES & $105.95
$105.95
CORAL SPRINGS FL
PHARMACIES
04/22
04/23/2020 WALGREENS #9115 DRUG STORES & $105.95
$105.95
CORAL SPRINGS FL
PHARMACIES
04/22
04/23/2020 WALGREENS #9115 DRUG STORES & $105.95
$105.95
CORAL SPRINGS FL
PHARMACIES
04/22
__________________________

Next letter:
Chase.com
01434 LAD 021 020 11620 NNNNNNNNNNNN LAD61 E
JANET MCDONALD
OR JAMES STEGEMAN
821 xxxxxx RD
STONE MOUNTAIN xxxxx
April 25, 2020

You can no longer use your account(s) below
Update:
Dear JANET MCDONALD:

We blocked the account(s) ending in 0950, and will close it soon. We’re doing this because of recent activity on the account, or because you didn’t provide information we requested.
Here’s what this means for you

You can’t withdraw funds from this account.
You can’t make purchases with this account using your debit, ATM or prepaid card(s).
You can’t access this account with Chase Online .
SM
If this account has checks associated with it, they won’t be honored.
If your account has automatic payments and direct deposits, we may reject them.
You may be able to keep your account open
If you didn’t provide information we requested, please call us immediately. We may be able to keep the
account open. If we don’t hear from you, the account will close.
Here are a few reminders about closed accounts

Destroy all the cards associated with this account, such as debit, ATM and prepaid cards.
Destroy any checks that may be associated with this account.
Notify any companies that may make direct deposits or take electronic payments from this account.
Deposit funds immediately if this account is overdrawn.
We’ll mail you a final closure notice after we verify your final deposits and payments. If you have a
remaining balance, we’ll mail you a check. If the account is overdrawn, we may take funds from another
Chase account on which you are a signer, including a joint account.
If you have questions, please call us at 1-800-235-8522. We’re here every day from 7 a.m. to 1 a.m.
Eastern Time. If you’re calling us from outside the United States, please call 1-713-427-6380.
Sincerely,
Customer Service
JPMorgan Chase Bank, N.A. Member FDIC

Savannah Guthrie interviewed Bill Gates on NBC’s TODAY SHOW (Mainstream Media). The heart of the interview was the progress (WHATEVER!) of the vaccine for COVID-19. Savannah of course asked Gates his opinion on President Trump suspending funds to W.H.O (the UN favorite pathetically supported World Health Organization). Gates, as you can guess correctly opposes the […]

via bill gates on nbc’s today show: arlin report thought(s) of the day — ARLIN REPORT……………….walking this path together

April 09, 2020 Gates’ Globalist Vaccine Agenda: A Win-Win for Pharma and Mandatory Vaccination By Robert F. Kennedy Jr., Chairman, Children’s Health Defense Vaccines, for Bill Gates, are a strategic philanthropy that feed his many vaccine-related businesses (including Microsoft’s ambition to control a global vaccination ID enterprise) and give him dictatorial control of global health […]

via Gates Globalist Vaccine Agenda — The Most Revolutionary Act